Cohabitation Agreements
Cheltenham cohabitation agreement solicitors
At Pembridge Solicitors, we advise individuals and couples in Cheltenham on cohabitation agreements, helping them understand their legal position when living together without being married. A cohabitation agreement can provide clarity about finances, property and responsibilities, both during the relationship and if it were to come to an end.
Many couples are unaware that living together does not give the same legal rights as marriage. This can lead to uncertainty if circumstances change. Our role is to explain how cohabitation agreements work, what they can cover, and how they can help reduce future disputes by setting out clear arrangements from the outset.
We provide practical, balanced advice so you can make informed decisions with confidence.
What is a cohabitation agreement?
A cohabitation agreement is a written agreement between two people who live together but are not married or in a civil partnership. It sets out how finances, property and other practical matters will be handled during the relationship and what should happen if the relationship ends.
The agreement can cover issues such as ownership of property, how household costs are shared, savings, debts and what happens to joint or individual assets. Its purpose is to provide certainty and reduce the risk of disagreement if circumstances change in the future.
When a cohabitation agreement may be appropriate
Cohabitation agreements are often considered where one or both partners own property, have different financial contributions, or want clarity about ownership and responsibilities. They may also be appropriate where one person is moving into the other’s home, or where there are children from a previous relationship.
By addressing these matters early, a cohabitation agreement can help manage expectations and provide reassurance for both parties. Advice can help determine whether an agreement is suitable for your circumstances and how it should be structured.
The cohabitation agreement process explained
The process begins with an open discussion about finances and practical arrangements. Both parties should provide clear information about their financial position so the agreement reflects the full picture.
Once this information is available, the agreement is drafted to reflect what has been agreed. Each person should receive independent legal advice before signing to ensure the agreement is understood and entered into freely. Your solicitor will guide you through each step and ensure the agreement is prepared carefully and clearly.
How we manage cohabitation agreements
Once instructed, your solicitor will work with you to ensure the agreement reflects your intentions accurately and fairly. We explain the options available, draft the agreement clearly, and ensure the process is handled in a straightforward and structured way.
Our approach is calm and practical, helping couples deal with sensitive discussions constructively and without unnecessary difficulty.
When legal advice is particularly important
Legal advice is especially important where there is a significant difference in financial positions, property ownership, or contributions to household costs. Advice helps ensure the agreement is realistic, balanced and less likely to be challenged in the future.
Taking advice early can help avoid misunderstandings and provide greater certainty for both parties.
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Clear, confidential advice on cohabitation agreements. Speak to an experienced solicitor to understand your options and next steps.
Common questions about cohabitation agreements
People considering cohabitation agreements often have similar questions. Below are answers to some of the most common concerns we are asked.
Do cohabiting couples have the same legal rights as married couples?
No. Living together does not give the same legal rights as marriage or civil partnership. Many people assume they have rights simply by cohabiting, but this is not the case. A cohabitation agreement can help address this gap by setting out clear arrangements.
Are cohabitation agreements legally binding?
Cohabitation agreements are not automatically binding in the same way as some other legal documents, but they are generally upheld if they are properly prepared. This includes being entered into freely, with full understanding and independent legal advice.
A solicitor can advise on how to prepare an agreement in a way that gives it the strongest possible standing.
What can a cohabitation agreement include?
A cohabitation agreement can include arrangements about property ownership, how bills and expenses are shared, savings, debts and what happens if the relationship ends. It can be tailored to suit your specific circumstances and priorities.
Do both partners need separate solicitors?
Yes. Independent legal advice for both partners is strongly recommended. This helps ensure that each person understands the agreement and that it has been entered into fairly.
Can a cohabitation agreement be updated?
Yes. Agreements can be reviewed and updated if circumstances change, such as buying a property together, changes in income, or having children. Keeping the agreement up to date helps ensure it remains relevant and effective.
Is it too late to make an agreement if we are already living together?
No. A cohabitation agreement can be made at any stage while you are living together. Advice can help you understand your options and put arrangements in place that reflect your current situation.
Where we serve
Our cohabitation agreement solicitors advise clients across Cheltenham, Gloucester and Tewkesbury, as well as the surrounding areas. Advice can be provided in person or remotely, depending on what works best for you.
Speak to cohabitation agreement solicitors in Cheltenham
If you are considering a cohabitation agreement or would like advice on your options, our solicitors are here to help. We provide clear, practical guidance with discretion and professionalism.
To speak to one of our cohabitation agreement solicitors, call 0330 900 0377 or contact us online to arrange a confidential consultation.
How to Find Us
Pembridge Solicitors
Calderwood House
Montpellier Parade
Cheltenham
GL50 1UA