Financial Settlements
Financial Settlement Solicitors in Cheltenham
Sorting out finances after a divorce or separation can feel overwhelming — especially when assets, pensions, and property are involved. At Pembridge Solicitors, we help clients across Cheltenham and Gloucestershire reach fair, practical financial settlements that support their future.
From the moment you reach out, our family law team is here to guide you with practical solutions and straightforward legal support.
What Is a Financial Settlement?
A financial settlement is the legal process of dividing assets and liabilities after the breakdown of a marriage or civil partnership. It can include:
- The family home and other property
- Savings, investments, and pensions
- Debts and liabilities
- Business interests or shared assets
A fair settlement gives both parties a clean financial break or sets out longer-term support where needed.
How We Can Help
We guide clients through the process of reaching a financial agreement, either through negotiation, mediation, or the court system if required. Our team can:
- Review and value assets and liabilities
- Negotiate a fair division of property and finances
- Draft a consent order to make agreements legally binding
- Represent you in court if no agreement can be reached
We also assist in situations where one party may be hiding assets or refusing to provide full financial disclosure.
Consent Orders and Clean Breaks
Once an agreement is reached, it’s essential to make it legally binding. A consent order approved by the court prevents future financial claims. We’ll prepare the necessary paperwork and guide you through the process to give you peace of mind and long-term certainty.
Why Choose Pembridge Solicitors?
At Pembridge Solicitors, we provide practical, strategic advice tailored to your financial position and long-term goals. Based in Cheltenham, we help individuals at all stages of separation — from early negotiations to post-divorce enforcement. You’ll receive clear advice, realistic outcomes, and full support every step of the way.
Your Next Steps
Before agreeing to any financial terms, it’s important to get legal advice. A properly structured settlement can protect your assets and secure your future. We’ll help you understand your rights and reach a fair resolution.
Speak to a Financial Settlement Solicitor in Cheltenham
To discuss your financial position and options after separation or divorce, call 0330 900 0377 or complete our online enquiry form. A member of our family law team will be in touch shortly.
How to Find Us
Calderwood House
Montpellier Parade
Cheltenham
GL50 1UA
If you need directions or have any questions before visiting, feel free to call us.
Frequently Asked Questions About Financial Settlements in Divorce
The time it takes depends on how complicated your finances are and how easily you can agree. If everything is straightforward and you both agree, it may only take a few months. If there are disagreements or complex assets involved, and you need the court’s help, it can take between six months and a year or sometimes longer.
Yes, many couples choose to have a clean break, which means that after the financial settlement is finalised, neither of you can make further claims against the other in the future. This allows you both to move on without any ongoing financial ties, provided it’s fair and both of you can support yourselves.
Spousal maintenance is not always required, but it can be ordered if one person cannot support themselves after the divorce. For example, if one of you stayed at home to care for children and now has a lower income, they may receive regular payments to help with living costs. The amount and length of these payments depend on your individual circumstances.
Both of you must give full and honest details of everything you own and earn. If you believe your spouse is hiding money or not telling the truth, the court can order them to provide more information. If they are found to be hiding assets, the court can take action against them and make sure everything is properly considered.
Pensions can be a key part of a financial settlement. If one of you has a larger pension, part of it can be transferred to the other to make things fair. The court might also allow for an arrangement where one person keeps their pension but the other receives a larger share of other assets. It depends on what works best in your situation.
What happens to the family home depends on your circumstances. You might agree to sell the house and divide the money, or one of you may keep the house, with the other receiving a greater share of other assets like savings or pensions. If there are children, the court often tries to make sure they have a stable home, which can affect what is decided.
